As South Texas moves from “winter” to spring, we have already seen a few heavy thunderstorms. And, although brief, these storms produced some strong winds and even hail. With hurricane season right around the corner, there are many things homeowners can do to prepare themselves for the possibility of weather events, hail storms, and insurance claims. Here are just a few suggestions as we enter into the hailstorm season:
- BE PREPARED. If a severe weather event comes, you must be prepared. Know who your insurance company is and have the phone number to the insurance claims department handy. Have a three-day emergency kit with food any water in the event the power goes out. Also have supplies in your emergency kit such as cash, prescriptions, and utility company contact information.
- PERFORM ROUTINE MAINTENANCE. Check the seals on your windows, doors and roof. Make repairs as necessary. If there are loose shingles, fix them. And document, document, document. One way to assure that insurance claims are timely paid is to provide the insurance company with evidence.
- MAINTAIN TREES AND SHRUBBERY. If there are any weak branches or dead trees, trim them or remove them. Weak limbs and shrubbery can cause serious damage if they were to fall on your home or be blown through your home. Hail storms, in particular, are notorious for knocking dead limbs off of trees.
- CHECK YOUR ATTIC. Go in your attic with a flashlight and make sure there are no signs of water damage. If there are signs of previous water damage, identify the source and have the source of the water repaired.
Most of these items take less than a few hours to complete total. Minimal effort is required, so there is no excuse not to perform these simple tasks. When hail storms come to the area, (and they will come), it is best to be prepared. This is especially true if you end up having to file an insurance claim stemming from a weather event.